HBOS Logo — HBOS plc is a business group of banking and insurance based in the UK, parent company of Bank of Scotland plc, a bank that operates under the Bank of Scotland and Halifax. The group also owns the company HBOS Australia, owner of BankWest and HBOS Insurance & Investment Group Limited, the group insurance division. Although officially HBOS stands are not any abbreviation with intrinsic meaning, the initials are recognized as coming from the fusion of the names Halifax and Bank of Scotland.
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The headquarters is located in Edinburgh, Scotland, in the former headquarters of Bank of Scotland. The headquarters operations are located in Halifax (West Yorkshire), England, the former headquarters of the company Halifax. HBOS is currently a wholly owned subsidiary of Lloyds Banking Group, having been controversially assumed in January 2009.
HBOS was formed from the merger between banks Halifax plc and Bank of Scotland, when it announced the creation of the fifth most powerful British banking company. It is also the main UK mortgage lender. HBOS is a limited liability company (in particular, a public limited company or plc) listed on the London Stock Exchange. We conducted a reorganization of the group following a law published in 2006. On September 18th of 2008, Lloyds TSB officially announced a deal to buy HBOS plc in a deal valued at 12.2 million pounds. He announced also the maintenance of the Scottish headquarters and would continue issuing notes Scots.