IBM Logo — International Business Machines (IBM) is a company multinational U.S. of technology and consultancy based in Armonk, New York. IBM manufactures and markets hardware and software for computers, and offers services in infrastructure, Internet hosting and consulting in a wide range of areas related to computing, from mainframe computers to nanotechnology.

The company was founded in 1911 as the Computing Tabulating Recording Corporation, the result of the merger of four companies: the Tabulating Machine Company, the International Time Recording Company, the Computing Scale Corporation, and the Bundy Manufacturing Company. CTR adopted the name International Business Machines in 1924, using a name previously appointed a subsidiary of CTR in Canada, and later in South America. More

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Visa Logo — Visa is a brand of credit card and debit card that works worldwide. It is operated by Visa International Service Association , based in San Francisco , California ( USA ). It is a joint venture of 21,000 financial institutions that offer Visa products. Visa is one of the leading payment brands in the world. Visa cards generate a turnover exceeding 2.6 billion euros (nearly $ 3 trillion) annually. In Europe there are more than 282 million credit cards, Visa debit and companies. In the 12 months ending March 2005 those cards were used to make purchases and cash withdrawals for a total of almost one billion euros. It has an unsurpassed acceptance in more businesses spanning 150 countries. It is an association that plays a role in the global media industry to pay, developing innovative products and technologies that benefit its 21,000 member banks, as holders of credit cards. More

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Citibank is a bank of global importance, founded in 1812 . It was formerly known as City Bank of New York and First National City Bank of New York . Belongs to Citibank Citigroup , one of the largest in the world. In March 2007 , Citibank was the largest bank in the United States . The majority shareholder is Abu Dhabi Investment Authority with 4.9% stake since November 2007 . His second shareholder is the prince and businessman Saudi Al-Waleed bin Talal , who owns 4.4% of the company. More

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